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A coalition of local and international non-governmental organisations in health in Ghana, is asking the government to reject World Bank's proposal to adopt cost-sharing to sustain its National Health Insurance Scheme (NHIS), which has been operational since 2003. In its January report titled: 'Health Financing in Ghana at a Crossroads', the World Bank said Ghana's NHIS basic benefit package was financially unsustainable and, therefore, the government must consider cost-sharing. The coalition, which has been at the forefront of the promoting free universal access to health care in the country, said on Wednesday that it did not agree with the World Bank's suggestion, especially when it acknowledges that government expenditure on health is low.