419 e-mail scams are only the tip of the iceberg. Africa's cyber-cafes are being used by organised criminal gangs to carry out credit card fraud. It's hard to estimate the value of these fraudulent purchases but wherever we go, we hear reports of it. The evidence in this issue comes from one country - Ghana - where as one café operator told us it is "pervasive". Read more at Http://www.balancingact-africa.com.