Zambian civil society has clashed with foreign financiers over qualifying conditions and benefits of a global debt relief facility. At a forum in Lusaka on Thursday November 14, the International Monetary Fund (IMF) defended factors that are used in determining eligibility under the Highly Indebted Poor Countries (HIPC). But Chrispin Mphuka, of the Catholic Jesuit Centre for Theological Reflection, argued that the impact of the HIPC initiative had not been felt by ordinary Zambians. He said that it was unclear how and where the money had been used.